Terms
Terms of Use
Last updated: August 2026
AERA is in early access
AERA is currently in early access. The product described on this website is being built, not generally available, and features may change. AERA is not currently a lender, and using this website is not a loan application.
No guarantee of approval, rates, or funding
Joining early access, contacting AERA, or participating in a pilot does not guarantee approval, financing, interest rates, or funding of any kind. AERA does not make credit decisions. Any financial institution that participates in a pilot makes its own independent underwriting decisions, using its own criteria, and is not bound by anything stated on this website.
Appropriate use of this website
You agree to use this website lawfully and not to: submit false or misleading information; attempt to disrupt, overload, or gain unauthorized access to this website or its systems; scrape or harvest data from this website at scale; or use this website to violate any applicable law.
Disclaimers
This website and the information on it are provided “as is,” without warranties of any kind, express or implied. AERA does not guarantee that this website will be uninterrupted, error-free, or secure at all times. Nothing on this website constitutes financial, legal, or investment advice.
Limitation of liability
To the fullest extent permitted by law, AERA is not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on information provided through it.
Changes to these terms
We may update these terms as AERA's product develops. Material changes will be reflected by updating the date above.
Contact
Questions about these terms can be sent to jaiden@aerafinance.cloud.